Last updated: December 2025
Boring Money is built differently. We don't connect to your bank accounts, we don't use financial data aggregators, and we don't know your real financial situation unless you tell us.
All the financial data in Boring Money is manually entered by you. This means we never see your actual bank transactions, account balances, or spending patterns from your bank. We only see what you choose to track.
We believe this approach is better for your privacy and for your financial awareness. When you manually track your expenses, you become more mindful of your spending habits.
Boring Money ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management application.
When you use Boring Money, the following information is automatically collected and stored:
Boring Money is designed with privacy as a core principle. Unlike many financial apps, we deliberately chose not to integrate with bank connections or financial data aggregators.
All financial data in Boring Money is manually entered by you. We have no access to your bank accounts, credit cards, or any external financial systems. This means your financial data cannot be linked to your real-world banking identity.
We require a working email address for account recovery and important notifications. However, we don't care if it's your "real" email. You're free to use privacy-focused aliases such as SimpleLogin, Firefox Relay, or any email forwarding service. Your display name is purely cosmetic and used only to personalize your experience within the app.
We use your information to:
We do not sell, rent, or lease your personal data to anyone. Your data will only be shared with third-parties in compliance with the principle of "data minimisation" and in the following cases:
We process your data to fulfil our contractual obligations to you, including providing the Boring Money service and managing your subscription.
In some situations, processing may be necessary for the purposes of our legitimate interests, such as improving our service, ensuring security, and preventing fraud.
In some situations, we base the processing of your data on your consent. You can withdraw your consent at any time by contacting us at privacy@boring-money.app.
We have implemented reasonable technical and organisational measures designed to secure your data from accidental loss and from unauthorised access, use, alteration or disclosure.
Our servers are located in the European Union. Your data may be stored and used elsewhere depending on the location of third-parties who are permitted to access and process such data under the terms of this Privacy Policy. We only transfer your data to third countries outside the EU/EEA if adequate safeguards are in place, such as Standard Contractual Clauses (SCC) or an adequacy decision by the European Commission.
We do not use cookies for tracking purposes and rely on them solely for essential features such as authentication. Cookies are small text files that are stored on your device and allow us to provide basic functionality. Legal basis for the use of cookies for essential features is our legitimate interest of website functionality (Article 6(1)(f) GDPR).
We use Stripe to process payments. Your payment information is handled directly by Stripe and is subject to their Privacy Policy. We do not store your card details.
We use Sentry, a third-party error monitoring service, to help us diagnose and fix issues with our application. When errors occur, Sentry collects information such as the error message, device and browser information, and IP address. This information is used solely for the purpose of identifying and resolving issues and is not shared with any other third-party services. Sentry is committed to protecting the privacy and security of the data it collects. By using Boring Money, you acknowledge that we may use Sentry to collect and process error data in accordance with this policy.
We use Cloudflare for content delivery, DDoS protection, and security. Cloudflare acts as a reverse proxy, meaning your requests pass through their servers before reaching ours. Cloudflare may collect certain technical data such as IP addresses and request metadata. For more information, see their Privacy Policy.
For Pro features such as receipt scanning and the AI assistant, we may use third-party AI services. Data sent to these services is processed according to their privacy policies and is not stored permanently by these providers.
Your personal data is retained for as long as your account is active. Upon account deletion, we will delete your personal data within 30 days, unless retention is required by law (e.g., financial records for tax purposes) or for ongoing administrative or legal proceedings.
Under the General Data Protection Regulation, you have the following rights:
To exercise these rights, contact us at privacy@boring-money.app
Boring Money is not intended for users under 16 years of age. We do not knowingly collect personal information from children.
This Privacy Policy may be amended from time to time. If we amend it, we will place an updated version here. Regularly reviewing this Privacy Policy ensures that you are always aware of what information we collect, how we use it and under what circumstances we will share it with other parties. If we make any substantial changes in the way we use your data, we will notify you by posting a prominent announcement or by contacting you directly via email.
If you have questions about this Privacy Policy or our data practices, please contact us at:
Email: privacy@boring-money.app